Installment payment from PrivatBank

"Instant Credit" carries a monthly fee of 1.9% of the value at the time of monthly payment deductions by PrivatBank. The annual interest rate is 0.01%, the effective annual interest rate is 84.04% of the total loan amount. The actual monthly payment amount will be determined upon signing the check-agreement with the Bank and calculated according to the selected terms.

How to use the offer when purchasing in the online store:

• Select a product on the website that falls within Your credit limit amount. To find out the available limit on Your PrivatBank card, send an SMS to 3700 with the text "chast". The purchase amount must not exceed the credit limit on Your card set for Installment Payment. 
• Select "Instant Credit" as the payment method. 
• The purchase payment is divided into up to 25 equal payments at checkout, depending on the chosen loan term.

The "loan term (payments)"* refers to the "Number of payments" including the first payment, which will be charged to the card on the day the order is placed. At the time of purchase, the credit card must have a sufficient balance of personal funds to cover the first payment. The first payment under the credit agreement amounts to 6.9% of the product price.

The maximum purchase amount eligible for credit under these terms is:

• Universal Card up to UAH 500,000. 
• Universal Gold Card up to UAH 500,000. 
• Platinum Card up to UAH 500,000.  

Once notified by a staff member, You can collect the goods in store, from a courier, or at any Nova Poshta branch. The credit is provided by and the advertiser is: JSC CB "PrivatBank", NBU License No. 22 dated 19.03.1992.